What are your goals? We are committed to helping you reach them.
Conventional Loan
620 Minimum Credit Score
Between 3-5% Minimum down payment
Fixed Rate
10, 15, 30 - Year Conforming
FHA Loan
580 Credit Score
3.5% Minimum Down Payment
100% Financing Option Available
Fixed Rate
VA Loan
0 Down payment
Must be a Veteran
Or Spouse of Veteran
Fixed Rate
USDA Loan
0 Down Payment
Must be in USDA Approved Area
Fixed rate
Jumbo Loan
Loan Amounts over $766,550 for One Unit Homes
First-Time Home Buyer
3% Minimum Down Payment
Lower PMI
Foreign National
For Investors that live and work in another country
Hometown Heroes
Down Payment Assistance up to 5% of the loan amount up to $35,000
Must be First-Time Home Buyer
Primary Residence Only
Income Limits Apply
Florida Bond
$10,000 towards down payment assistance
Reverse Mortgages
For those buyers 62 and older
Condos
Conventional Only
Primary
Investment
Second Home
New Construction
One time close construction loan
Bank Statement
Perfect for business owners
12-24 months of personal or business bank statements
Asset as Income/ Asset Depletion
Use assets to qualify as Income
Perfect for those retired with little income but enough assets to cover loan amount
No Income
Perfect for those relocating to our state and have not settled on a job
Income documentation not required
12-24 month reserves
Land Loan
Zoned Residential
Minimum loan amount $100,000